Spot reducing is a myth. You can't exercise a body part to get rid of the fat from that body part. Your body stores fat where it stores fat. If you exercise enough it'll go away but you can't "target" an area.
Make sure you get enough nutrition, and exercise. You'll settle into your healthy weight, which if you're female will likely include a bit of fat on the belly and thighs. Yes, women can do a bodybuilding type routine for a hard body with muscle definition like men do, but it's not healthy (for men either, actually) to have that low a percentage of your body weight as fat.